INTEREST RATE - PROMOTION! Set back off the road behind a wrap-around driveway and surrounded by mature trees and open pasture, this two-story daylight ranch in Banks offers something increasingly rare: space, privacy, and versatility minutes from the western Portland metro. The main level welcomes you with vaulted ceilings, exposed wood beams, hardwood floors, and a wall of windows framing the treeline beyond the deck. The kitchen opens to the living and dining areas with a casual eat bar - perfect for morning coffee while the sun comes over the trees. Step onto the expansive deck and feel what "peaceful" truly means here. No neighbors looking in. Just sky, fir trees, and seasonal valley views. Upstairs, two bedrooms and a dedicated office provide comfortable main-level living. Downstairs, a fully finished daylight basement adds three more bedrooms, a second living area, and its own bathroom - ideal for multi-generational living, caregiver quarters, or ranch hand quarters. With accessible design features including a walk-in shower on the main floor, this home adapts to how you actually live. Five fully fenced and cross-fenced acres include a four-stall horse barn with corrals - ready for your own animals or to lease out. A large outbuilding serves as workshop with plenty of room for storage and toys. The wrap-around driveway easily handles trailers and equipment. An owned solar system keeps energy costs in check, and a heat pump provides efficient year-round comfort. No HOA. No covenants. Just room to breathe, work, and live on your own terms. Whether you're looking for a private homestead, a horse property with income potential, or a home that flexes with your family - come walk the land and see it for yourself.Seller-funded 2-1 rate reduction may be available through select lenders - ask your agent for details.