100% FINANCING AVAILABLE! This charming and updated four-bedroom, two-bath home boasts 1712 sq ft of living space and is filled with character. The brand-new roof and new water heater provide peace of mind for years to come. The original hardwood floors have been refinished to their natural beauty, and the updated kitchen features a new sink, faucet, butcher block, and under-counter lighting. The finished basement offers a full tiled bath with a nice shower, 4th bedroom, a main room, laundry, and storage. With a long driveway for triple parking, plus parking out front, there is plenty of space for vehicles. Located just two blocks from the 27-acre Fernhill Park, the big lot offers mature plum trees and a beautifully landscaped yard. The 240 sq ft deck is perfect for entertaining. The high-end oil furnace heats up faster than gas, and there is also air conditioning for those hot summer days. ADU potential here as well. Don't miss this gem! Qualifies for Key Community Mortgage 100% financing. Contact for details. [Home Energy Score = 3. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10218615]