Rare low bank waterfront opportunity on Carney Lake with a shop! This 2014-built, zero step entry rambler offers exceptional energy efficiency & quality craftsmanship throughout. The 1.2 acre waterfront property comes with 8 covered parking spaces! Inside, enjoy 3 bedrooms, an office and 1.75 baths including no-step shower and radiant in an easy-flowing 2,005 sqft layout, with picturesque views of Carney Lake, a pristine, swimmable lake known for its clean water, abundant fish & thriving wildlife. Wake up to eagles overhead & evenings on the water in your backyard. The attached two-car garage includes a generator panel for peace of mind during outages. But the true showstopper is the massive 1,950 sqft SIPs-built, 6 car shop, a dream space for toys, tools, trades or hobbies. It features three tall bay doors, its own dedicated electrical panel, a convenient half bath, and a cozy pellet stove for year-round comfort, this shop is truly built to work as hard as you do. Whether you're a builder, car collector, swimmer, outdoor enthusiast, or simply looking for a water view and space to spread out, this property delivers rare versatility in a serene lakeside setting close to Gig Harbor. SIPs construction throughout both the home & shop means superior insulation, lower energy costs, and lasting durability. Properties combining true lake frontage with a shop of this caliber are hard to find. Schedule your private tour today and experience Carney Lake living at its finest.