Tucked into the desirable Steamboat Landing neighborhood, this well-cared-for home offers a rare combination of thoughtful updates, comfortable living, and long-term value. Even more compelling, the seller offers an assumable loan at an exceptionally low 2.625% interest rate to qualified buyers, creating a unique opportunity in today's market. The remodeled kitchen, completed in 2023, serves as the centerpiece of the home with a large island, quartz countertops, and stainless steel appliances, all opening seamlessly to the main living spaces. The vaulted living room with a cozy fireplace brings in natural light and an open feel, while the adjacent family/dining area with built-in shelving adds both function and character. Hardwood and luxury vinyl flooring run throughout, delivering a clean, durable finish. Upstairs, the primary suite stands out with a custom walnut slat accent wall, built-in bench, and generous storage including three closets plus an adjacent walk-in. The fully remodeled bath offers a true retreat with a walk-in tile shower, soaking tub, dual vanities with lit mirrors, and full tile surround. Major system updates have already been handled, including a high-efficiency 96+ gas furnace, updated insulation and vapor barrier, serviced AC, newer water heater, and new gutters. The 50-year presidential roof has also been recently treated, providing confidence in the home's longevity. Outside, the covered patio with custom wood trellis and rock retaining wall creates a private setting for year-round enjoyment. The fully fenced yard is low maintenance with space for entertaining, gardening, or a fire pit. A finished garage with built-in cabinets adds additional storage and everyday convenience. Complete with included appliances and located in a well established HOA community with consistent pride of ownership, this home stands out not just for its condition, but for the financial advantage it offers.